São Paulo - SP, segunda, 19 de março de 2018 - 02:07hs


The Export-Import Bank of the United States (Ex-Im Bank) is the official export credit agency of the United States. Ex-Im Bank's mission is to assist in financing the export of U.S. goods and services to international markets.

Ex-Im Bank enables U.S. companies — large and small — to turn export opportunities into real sales that help to maintain and create U.S. jobs and contribute to a stronger national economy.

Ex-Im Bank does not compete with private sector lenders but provides export financing products that fill gaps in trade financing. Ex-Im Bank assumes credit and country risks that the private sector is unable or unwilling to accept. Ex-Im Bank helps to level the playing field for U.S. exporters by matching the financing that other governments provide to their exporters.

Ex-Im Bank provides working capital guarantees (pre-export financing); export credit insurance; and loan guarantees and direct loans (buyer financing). No transaction is too large or too small. On average, 85% of our transactions directly benefit U.S. small businesses.

With more than 77 years of experience, Ex-Im Bank has supported more than $456 billion of U.S. exports, primarily to developing markets worldwide.

Eligible Imports

•All types of machinery and equipment, new or used, from U.S. suppliers (Medium Term Facilities).
•Raw Materials in general and approved agricultural Commodities (Short Term Credit Facilities will apply).
A considerable number of financing has occurred from the following industries:-
[Telecommunications/Cable TV-Broadcasting-Chemical Products-Medical Equipment and Supplies-Refrigeration Equipment-Heat, Ventilation & Air Conditioning-Agriculture-Banking-Food Packing and Processing-Heavy Equipment Distributors & Leasing-Manufacturing-Printing-Textiles-Transportation]

Medium-Term (MT) Credit Facility

•Loan Amount: From $300,000 and up. Amount may include multiple shipments from more than one supplier.
•Financed Amount: Up to 85% of the sales contract or 100% of the US content in the sales contract, whichever number is less.
•Terms: Usually 5 years, but up to 7 years in special cases.
•Repayment: Semi-annual installments of principal and interest.
•Interest rate: Fixed or Variable, including prime rate or pegged to the 6 month LIBOR plus a pre-established and competitive spread.
•Risk premium: This is established by the Ex-Im Bank based on the terms and conditions of the loan and the country risk. The risk premium can be added to the loan and financed.
•Fees: Vary by size and type of credit.

Short-Term (ST) Credit Facility

•Loan Amount: From $500,000 and up.•Financed amount: 100% of the sales contract.
•Coverage applies to credit terms extended under a direct loan or reimbursement agreement to a foreign buyer named in the policy declarations for any goods produced in and shipped from the United States during the policy period.
•The maximum period between the date of shipment and the date of the buyer obligation will generally be 45 days.
•Coverage is typically provided for credit terms up to 180 days for consumer items, spare parts and raw materials.
•On a case-by-case basis, agricultural commodities, capital equipment, and quasi-capital equipment may be insured on terms up to 360 days.
•Products that are less than 50% U.S. content exclusive of mark-up and certain defense products are not eligible for cover.
•Documented interest is covered at the applicable rate for the approved currency specified in the policy up to a maximum of 180 days after the due date.

Required Documentation for Application

1. Complete financial information for the last three fiscal years. Documents can be presented in English, Spanish or Portuguese.-Company must have reported profits for the last two years.-Size of the loan should not be higher than 40% of the company’s net worth.- Loans over $1 million require audited financial statements.
2. Interim financial statements, if most recent financials are over 6 months old.
3. Description of the project.
4. Two bank and two trade references.
5. Copy of Pro-forma Invoice from Exporters/Suppliers (MT).
6. Name and Address of one or two anticipated exporters (ST).

The Financing Process Step by Step

1. Submit required documentation to MTTrust. If you qualify for an Ex-Im Bank loan, we will send you a proposal for your approval.
2. With your acceptance of the proposal, you will start working with our Trade Finance Team to complete a credit application that will be submit to Ex-Im Bank.
3. Ex-Im Bank will take 4 to 6 weeks to review and make a decision on your application.
4. With Ex-Im Bank’s approval, you must pay for the loan origination and other fees listed in the proposal.
5. MTTrust in connection with the Lender Bank will prepare the required legal loan documentation to be signed by your company’s officers.
6. After receiving the executed loan documents and a confirmation that you have arranged the down payment directly with the US exporter (MT), the goods can be shipped and the exporter can present shipping documents to Lender Bank for payment.
7. With all steps completed, the financed amount will be disbursed. At that time, the credit will be established.


For additional information, please call us at 55 11 34437744 or contact us via Email: eximbank.eca@mttrust.com  Our Trade Finance Officers will be more than glad to serve you!

Home | TopoTopo
Avenida das Nações Unidas, 12.551 # 17 andar - WTC - World Trade Center
CEP 04578-000 São Paulo - SP - Brasil - Tel: [55 11] 3443.7744